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Liberty Bay
Braintree, MA · NCUA Charter #67541 · State charter, federally insured · Chartered 1917
Total assets
$827.37M
Shares & deposits
$591.35M
Total loans
$644.11M
Members
21,624
Net worth
$124.63M
Branches
4
Rank: #549 of 4,299 U.S. credit unions by assets · #15 of 121 in Massachusetts. Assets changed 1.9% and membership -2.7% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 15.06% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.09% |
| Loans to shares & deposits | 108.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $716.45M | $577.84M | $0 | $106.80M |
| Jun 2023 | $745.85M | $542.43M | $0 | $113.92M |
| Jun 2024 | $800.58M | $545.23M | $0 | $116.33M |
| Jun 2025 | $811.97M | $556.29M | $0 | $119.86M |
| Jun 2026 | $827.37M | $591.35M | $0 | $124.63M |
Branch footprint
| State | Branches |
|---|---|
| Massachusetts | 4 |
Similar-sized credit unions
1St Northern California ($829.00M) · Uniwyo ($825.63M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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