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1St Northern California
Martinez, CA · NCUA Charter #68668 · State charter, federally insured · Chartered 1949
Total assets
$829.00M
Shares & deposits
$720.11M
Total loans
$419.74M
Members
32,174
Net worth
$97.89M
Branches
6
Rank: #548 of 4,299 U.S. credit unions by assets · #76 of 239 in California. Assets changed 5.1% and membership -1.4% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 11.81% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.01% |
| Loans to shares & deposits | 58.3% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $909.55M | $819.87M | $0 | $83.30M |
| Jun 2023 | $840.48M | $747.58M | $0 | $84.83M |
| Jun 2024 | $834.00M | $684.99M | $0 | $88.60M |
| Jun 2025 | $788.75M | $686.42M | $0 | $93.66M |
| Jun 2026 | $829.00M | $720.11M | $0 | $97.89M |
Branch footprint
| State | Branches |
|---|---|
| California | 6 |
Similar-sized credit unions
Consolidated ($833.70M) · Liberty Bay ($827.37M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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