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Merced School Employees
MERCED, CA · NCUA Charter #9119 · Federal charter · Chartered 1954
Total assets
$899.03M
Shares & deposits
$796.95M
Total loans
$306.15M
Members
50,714
Net worth
$105.70M
Branches
8
Rank: #520 of 4,299 U.S. credit unions by assets · #71 of 239 in California. Assets changed 6.9% and membership 1.4% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 11.76% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.23% |
| Loans to shares & deposits | 38.4% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $751.55M | $703.09M | $0 | $69.87M |
| Jun 2023 | $760.98M | $704.79M | $0 | $78.60M |
| Jun 2024 | $776.26M | $700.43M | $0 | $84.94M |
| Jun 2025 | $841.34M | $748.20M | $0 | $94.15M |
| Jun 2026 | $899.03M | $796.95M | $0 | $105.70M |
Branch footprint
| State | Branches |
|---|---|
| California | 8 |
Similar-sized credit unions
Texas Bay ($905.02M) · Arbor Financial ($898.99M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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