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Mutual Savings
Birmingham, AL · NCUA Charter #60501 · State charter, federally insured · Chartered 1936
Total assets
$242.81M
Shares & deposits
$213.99M
Total loans
$146.03M
Members
18,931
Net worth
$21.99M
Branches
7
Rank: #1,175 of 4,299 U.S. credit unions by assets · #23 of 88 in Alabama. Assets changed 0.7% and membership -1.3% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 9.06% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.09% |
| Loans to shares & deposits | 68.2% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $208.60M | $198.72M | $0 | $18.67M |
| Jun 2023 | $229.28M | $213.20M | $0 | $19.62M |
| Jun 2024 | $231.24M | $209.31M | $0 | $19.77M |
| Jun 2025 | $241.04M | $213.47M | $0 | $21.45M |
| Jun 2026 | $242.81M | $213.99M | $0 | $21.99M |
Branch footprint
| State | Branches |
|---|---|
| Alabama | 7 |
Similar-sized credit unions
Skypoint ($242.82M) · Southbridge ($242.38M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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