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Southbridge
Southbridge, MA · NCUA Charter #66374 · State charter, federally insured · Chartered 1938
Total assets
$242.38M
Shares & deposits
$212.46M
Total loans
$181.11M
Members
11,342
Net worth
$25.73M
Branches
5
Rank: #1,176 of 4,299 U.S. credit unions by assets · #41 of 121 in Massachusetts. Assets changed 4.6% and membership -2.5% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.62% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.21% |
| Loans to shares & deposits | 85.2% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $210.61M | $185.23M | $0 | $23.61M |
| Jun 2023 | $215.54M | $181.53M | $0 | $24.34M |
| Jun 2024 | $218.47M | $185.85M | $0 | $24.46M |
| Jun 2025 | $231.82M | $203.66M | $0 | $24.85M |
| Jun 2026 | $242.38M | $212.46M | $0 | $25.73M |
Branch footprint
| State | Branches |
|---|---|
| Massachusetts | 5 |
Similar-sized credit unions
Mutual Savings ($242.81M) · Financial Plus ($241.69M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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