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Operating Engineers Local Union #3
LIVERMORE, CA · NCUA Charter #24235 · Federal charter · Chartered 1963
Total assets
$1.69B
Shares & deposits
$1.43B
Total loans
$860.20M
Members
123,532
Net worth
$261.56M
Branches
28
Rank: #298 of 4,299 U.S. credit unions by assets · #41 of 239 in California. Assets changed 7.2% and membership 5.8% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 15.48% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.26% |
| Loans to shares & deposits | 60.3% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $1.43B | $1.25B | $0 | $204.85M |
| Jun 2023 | $1.44B | $1.26B | $0 | $212.86M |
| Jun 2024 | $1.47B | $1.27B | $0 | $224.58M |
| Jun 2025 | $1.58B | $1.35B | $0 | $237.39M |
| Jun 2026 | $1.69B | $1.43B | $0 | $261.56M |
Branch footprint
| State | Branches |
|---|---|
| California | 21 |
| Nevada | 3 |
| Utah | 1 |
| Hawaii | 1 |
| Oregon | 1 |
| Washington | 1 |
Similar-sized credit unions
Credit Union 1 ($1.70B) · Merck Employees ($1.69B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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