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Pearl Hawaii
WAIPAHU, HI · NCUA Charter #1961 · Federal charter · Chartered 1937
Total assets
$545.10M
Shares & deposits
$488.13M
Total loans
$254.65M
Members
31,649
Net worth
$55.53M
Branches
6
Rank: #722 of 4,299 U.S. credit unions by assets · #10 of 45 in Hawaii. Assets changed 9.3% and membership -1.0% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.19% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.32% |
| Loans to shares & deposits | 52.2% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $463.79M | $427.90M | $0 | $44.40M |
| Jun 2023 | $441.17M | $404.64M | $0 | $43.42M |
| Jun 2024 | $466.84M | $424.29M | $0 | $45.17M |
| Jun 2025 | $498.84M | $447.89M | $0 | $49.70M |
| Jun 2026 | $545.10M | $488.13M | $0 | $55.53M |
Branch footprint
| State | Branches |
|---|---|
| Hawaii | 6 |
Similar-sized credit unions
Partners 1St ($545.83M) · City Of Boston ($544.48M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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