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Provident
REDWOOD CITY, CA · NCUA Charter #66343 · State charter, federally insured · Chartered 1950
Total assets
$3.59B
Shares & deposits
$3.14B
Total loans
$2.85B
Members
134,059
Net worth
$389.84M
Branches
22
Rank: #141 of 4,299 U.S. credit unions by assets · #22 of 239 in California. Assets changed 0.5% and membership -0.5% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 10.86% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.05% |
| Loans to shares & deposits | 90.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $3.52B | $3.17B | $0 | $349.33M |
| Jun 2023 | $3.55B | $3.12B | $0 | $359.62M |
| Jun 2024 | $3.51B | $3.11B | $0 | $359.87M |
| Jun 2025 | $3.57B | $3.14B | $0 | $368.65M |
| Jun 2026 | $3.59B | $3.14B | $0 | $389.84M |
Branch footprint
| State | Branches |
|---|---|
| California | 22 |
Similar-sized credit unions
Southern Energy ($3.60B) · Dupaco Community ($3.55B)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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