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Rails West
Pocatello, ID · NCUA Charter #490 · Federal charter · Chartered 1935
Total assets
$80.60M
Shares & deposits
$70.23M
Total loans
$39.25M
Members
7,512
Net worth
$9.00M
Branches
2
Rank: #2,003 of 4,299 U.S. credit unions by assets · #18 of 26 in Idaho. Assets changed 5.6% and membership -2.2% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 11.17% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.16% |
| Loans to shares & deposits | 55.9% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $79.51M | $72.22M | $0 | $6.17M |
| Jun 2023 | $74.53M | $67.12M | $0 | $6.45M |
| Jun 2024 | $73.87M | $65.17M | $0 | $7.24M |
| Jun 2025 | $76.35M | $67.16M | $0 | $8.18M |
| Jun 2026 | $80.60M | $70.23M | $0 | $9.00M |
Branch footprint
| State | Branches |
|---|---|
| Idaho | 2 |
Similar-sized credit unions
Rio Grande ($80.76M) · Baylor Health Care System ($80.59M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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