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Raritan Bay
Sayreville, NJ · NCUA Charter #4726 · Federal charter · Chartered 1941
Total assets
$107.55M
Shares & deposits
$98.04M
Total loans
$39.02M
Members
7,348
Net worth
$9.45M
Branches
1
Rank: #1,765 of 4,299 U.S. credit unions by assets · #28 of 126 in New Jersey. Assets changed 2.3% and membership -18.3% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 8.79% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.81% |
| Loans to shares & deposits | 39.8% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $115.52M | $108.47M | $0 | $7.00M |
| Jun 2023 | $108.71M | $104.27M | $0 | $7.07M |
| Jun 2024 | $102.61M | $97.41M | $0 | $7.39M |
| Jun 2025 | $105.14M | $97.46M | $0 | $8.27M |
| Jun 2026 | $107.55M | $98.04M | $0 | $9.45M |
Branch footprint
| State | Branches |
|---|---|
| New Jersey | 1 |
Similar-sized credit unions
Next Step ($107.62M) · Lassen County ($107.50M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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