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Credit Unions · California

Sierra Central

Yuba City, CA · NCUA Charter #68053 · State charter, federally insured · Chartered 1955

Total assets
$1.50B
Shares & deposits
$1.34B
Total loans
$999.36M
Members
86,319
Net worth
$150.50M
Branches
18
Rank: #326 of 4,299 U.S. credit unions by assets · #47 of 239 in California. Assets changed 2.2% and membership 2.0% over the year to June 30, 2026.
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Key ratios

Net worth ratio (capital)10.00%
Return on assets (annualized, approx.)0.00%
Delinquent loans, 2+ months (share of loans)0.42%
Loans to shares & deposits74.5%
Net income (YTD)$0

Five-year trend (June snapshots)

PeriodTotal assetsDepositsNet income (year to date)Equity / net worth
Jun 2022$1.50B$1.34B$0$146.82M
Jun 2023$1.50B$1.35B$0$147.30M
Jun 2024$1.43B$1.28B$0$144.00M
Jun 2025$1.47B$1.32B$0$144.03M
Jun 2026$1.50B$1.34B$0$150.50M

Branch footprint

StateBranches
California18

Similar-sized credit unions

Del Norte ($1.51B) · One Nevada ($1.50B)

Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.

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