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U.S.B. Employees
Wilmington, CA · NCUA Charter #5960 · Federal charter · Chartered 1949
Total assets
$3.21M
Shares & deposits
$2.56M
Total loans
$240.40K
Members
299
Net worth
$649.21K
Branches
1
Rank: #3,967 of 4,299 U.S. credit unions by assets · #231 of 239 in California. Assets changed 0.5% and membership 0.0% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 20.23% |
| Return on assets (annualized, approx.) | 0.00% |
| Loans to shares & deposits | 9.4% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $2.10M | $1.48M | $0 | $617.38K |
| Jun 2023 | $2.06M | $1.45M | $0 | $612.88K |
| Jun 2024 | $1.90M | $1.29M | $0 | $607.98K |
| Jun 2025 | $3.19M | $2.59M | $0 | $600.15K |
| Jun 2026 | $3.21M | $2.56M | $0 | $649.21K |
Branch footprint
| State | Branches |
|---|---|
| California | 1 |
Similar-sized credit unions
Machinists - Boilermakers ($3.22M) · Lee County ($3.20M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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