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United Local
Fresno, CA · NCUA Charter #60408 · State charter, federally insured · Chartered 1953
Total assets
$119.28M
Shares & deposits
$94.64M
Total loans
$76.40M
Members
7,568
Net worth
$24.02M
Branches
2
Rank: #1,685 of 4,299 U.S. credit unions by assets · #140 of 239 in California. Assets changed -1.5% and membership -6.4% over the year to June 30, 2026.
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Key ratios
| Net worth ratio (capital) | 20.14% |
| Return on assets (annualized, approx.) | 0.00% |
| Delinquent loans, 2+ months (share of loans) | 0.12% |
| Loans to shares & deposits | 80.7% |
| Net income (YTD) | $0 |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $134.80M | $113.84M | $0 | $20.79M |
| Jun 2023 | $127.10M | $105.93M | $0 | $21.76M |
| Jun 2024 | $124.54M | $101.38M | $0 | $22.75M |
| Jun 2025 | $121.06M | $96.37M | $0 | $23.74M |
| Jun 2026 | $119.28M | $94.64M | $0 | $24.02M |
Branch footprint
| State | Branches |
|---|---|
| California | 2 |
Similar-sized credit unions
River Valley ($119.33M) · Landmark ($119.15M)
Source: NCUA Call Report (Form 5300) as of June 30, 2026. Credit unions are member-owned cooperatives; deposits are insured by the NCUSIF. See methodology.
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