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Equity Bank
Andover, KS · FDIC Certificate #25858 · Chartered 01/2
Total assets
$7.71B
Total deposits
$6.33B
Total equity
$895.77M
Net loans
$5.34B
Branches (offices)
83
Net income (YTD)
$49.52M
Rank: #204 of 4,213 U.S. banks by assets · #2 of 183 in Kansas. Assets changed 43.9% and deposits 47.9% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.37% |
| Return on equity | 11.77% |
| Net interest margin (YTD) | 4.59% |
| Equity to assets | 11.61% |
| Tier 1 leverage ratio | 10.64% |
| Uninsured deposits (share of deposits) | 27.1% |
| Noncurrent loans (share of loans) | 1.18% |
| Net charge-offs (share of loans) | 0.12% |
| Loans to deposits | 84.4% |
| Real estate loans (share of loans) | 76.7% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $4.10B | 76.7% | |
| Commercial & industrial | $951.42M | 17.8% | |
| Consumer / individual | $62.21M | 1.2% | |
| Construction & development | $711.38M | 13.3% | |
| Agricultural | $246.32M | 4.6% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $5.00B | $4.32B | $34.46M | $494.44M |
| Jun 2023 | $5.09B | $4.25B | $27.20M | $497.69M |
| Jun 2024 | $5.24B | $4.36B | $29.37M | $533.10M |
| Jun 2025 | $5.36B | $4.28B | $35.11M | $606.47M |
| Jun 2026 | $7.71B | $6.33B | $49.52M | $895.77M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| Kansas | $3.04B | 34 |
| Oklahoma | $1.26B | 14 |
| Missouri | $1.00B | 23 |
| Nebraska | $721.37M | 7 |
| Arkansas | $312.13M | 5 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $6.33B.
Similar-sized banks
Preferred Bank ($7.73B) · Kearny Bank ($7.67B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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