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Kearny Bank
Kearny, NJ · FDIC Certificate #28765 · Chartered 01/0
Total assets
$7.67B
Total deposits
$5.74B
Total equity
$721.32M
Net loans
$5.84B
Branches (offices)
40
Net income (YTD)
$17.60M
Rank: #205 of 4,213 U.S. banks by assets · #8 of 49 in New Jersey. Assets changed -0.8% and deposits 0.6% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 0.46% |
| Return on equity | 4.90% |
| Net interest margin (YTD) | 2.28% |
| Equity to assets | 9.41% |
| Tier 1 leverage ratio | 8.83% |
| Uninsured deposits (share of deposits) | 39.1% |
| Noncurrent loans (share of loans) | 0.81% |
| Net charge-offs (share of loans) | 0.02% |
| Loans to deposits | 101.7% |
| Real estate loans (share of loans) | 96.9% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $5.66B | 96.9% | |
| Commercial & industrial | $223.88M | 3.8% | |
| Consumer / individual | $2.40M | 0.0% | |
| Construction & development | $261.93M | 4.5% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $7.72B | $5.96B | $29.68M | $788.02M |
| Jun 2023 | $8.06B | $5.69B | $22.44M | $794.08M |
| Jun 2024 | $7.67B | $5.20B | -$82.62M | $698.43M |
| Jun 2025 | $7.73B | $5.70B | $13.68M | $702.61M |
| Jun 2026 | $7.67B | $5.74B | $17.60M | $721.32M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| New Jersey | $5.61B | 37 |
| New York | $128.10M | 3 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $5.74B.
Similar-sized banks
Equity Bank ($7.71B) · Ocean Bank ($7.63B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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