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Preferred Bank
Los Angeles, CA · FDIC Certificate #33539 · Chartered 12/2
Total assets
$7.73B
Total deposits
$6.48B
Total equity
$793.53M
Net loans
$6.20B
Branches (offices)
16
Net income (YTD)
$64.68M
Rank: #203 of 4,213 U.S. banks by assets · #15 of 115 in California. Assets changed 6.2% and deposits 6.5% over the year to June 30, 2026.
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Key ratios
| Return on assets (YTD, annualized by FDIC) | 1.69% |
| Return on equity | 16.49% |
| Net interest margin (YTD) | 3.64% |
| Equity to assets | 10.26% |
| Tier 1 leverage ratio | 10.55% |
| Uninsured deposits (share of deposits) | 50.3% |
| Noncurrent loans (share of loans) | 1.57% |
| Net charge-offs (share of loans) | 0.18% |
| Loans to deposits | 95.8% |
| Real estate loans (share of loans) | 73.6% |
Loan mix
| Category | Amount | Share | |
|---|---|---|---|
| Real estate loans | $4.57B | 73.6% | |
| Commercial & industrial | $1.67B | 27.0% | |
| Consumer / individual | $0 | 0.0% | |
| Construction & development | $670.71M | 10.8% | |
| Agricultural | $0 | 0.0% |
Five-year trend (June snapshots)
| Period | Total assets | Deposits | Net income (year to date) | Equity / net worth |
|---|---|---|---|---|
| Jun 2022 | $6.23B | $5.41B | $54.10M | $591.59M |
| Jun 2023 | $6.67B | $5.59B | $76.01M | $668.77M |
| Jun 2024 | $6.85B | $5.88B | $67.06M | $723.13M |
| Jun 2025 | $7.28B | $6.08B | $62.87M | $747.66M |
| Jun 2026 | $7.73B | $6.48B | $64.68M | $793.53M |
Where its branch deposits sit (FDIC Summary of Deposits)
| State | Branch deposits | Offices |
|---|---|---|
| California | $5.68B | 13 |
| New York | $676.59M | 2 |
| Texas | $122.91M | 1 |
Branch deposits are booked at the office that holds them, which is not always where the customer lives. Total across all offices: $6.48B.
Similar-sized banks
Bangor Savings Bank ($7.74B) · Equity Bank ($7.71B)
Source: FDIC BankFind - Call Report and institution data as of June 30, 2026; branch deposits from the FDIC Summary of Deposits (June 30, 2026). See methodology.
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