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Bank Deposits in Bay County, Florida
Where bank deposits are booked in Bay County - FDIC Summary of Deposits, June 30, 2026.
Total bank deposits
$4.74B
Bank offices
51
Banks present
18
Top 4 banks' share
58.0%
Deposit market share in Bay County
| # | Bank | Branch deposits here | Share |
|---|---|---|---|
| 1 | Regions Bank | $949.35M | 20.0% |
| 2 | Trustmark Bank | $843.92M | 17.8% |
| 3 | Hancock Whitney Bank | $536.19M | 11.3% |
| 4 | Wells Fargo Bank, National Association | $419.72M | 8.9% |
| 5 | Ameris Bank | $412.56M | 8.7% |
| 6 | Centennial Bank | $403.58M | 8.5% |
| 7 | The Huntington National Bank | $375.32M | 7.9% |
| 8 | Truist Bank | $238.93M | 5.0% |
| 9 | Community Bank Of Mississippi | $158.47M | 3.3% |
| 10 | First Federal Bank | $98.05M | 2.1% |
| 11 | Midsouth Bank | $75.84M | 1.6% |
| 12 | Servisfirst Bank | $64.11M | 1.4% |
| 13 | Peoplessouth Bank | $59.80M | 1.3% |
| 14 | Smartbank | $57.77M | 1.2% |
| 15 | Capital City Bank | $23.99M | 0.5% |
| 16 | United Community Bank | $9.96M | 0.2% |
| 17 | Renasant Bank | $9.27M | 0.2% |
| 18 | Southeast First National Bank | $125.00K | 0.0% |
Credit unions with branches in Bay County
- Innovations Financial - 8 branches
- Panhandle - 7 branches
- Tyndall - 5 branches
- Hello - 3 branches
- Navy Federal Credit Union - 1 branch
- All In - 1 branch
- Loyalty - 1 branch
- Champions First - 1 branch
- First Commerce - 1 branch
Credit unions do not report deposits by branch, so only bank deposits are ranked above.
Deposits are booked at the branch office that holds them (FDIC Summary of Deposits), which is not always where the depositor lives - online banks concentrate deposits at a few offices.
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