Advertisement

Rankings

Banks With the Most Uninsured Deposits

Banks with over $1B in deposits ranked by the share of deposits estimated to be uninsured by the FDIC. Data as of June 30, 2026.

#BankHeadquartersAssetsDepositsUninsured share
1John Deere Financial, F.S.B.Middleton, WI$4.93B$1.56B100.0%
2Mizuho Bank (Usa)New York, NY$2.14B$1.74B95.0%
3Sumitomo Mitsui Trust Bank (U.S.A.) LimitedHoboken, NJ$3.92B$3.32B92.3%
4Tib National AssociationFarmers Branch, TX$2.96B$2.37B91.5%
5Deutsche Bank Trust Company AmericasNew York, NY$40.53B$28.15B91.3%
6Sutton BankAttica, OH$1.74B$1.50B89.2%
7Greene County Commercial BankCatskill, NY$1.32B$1.19B88.8%
8Column National AssociationSalt Lake City, UT$1.77B$1.53B86.1%
9Bessemer Trust Company, National AssociationNew York, NY$4.16B$3.20B82.3%
10North American Banking CompanyRoseville, MN$1.47B$1.09B81.2%
11Chain Bridge Bank, National AssociationMclean, VA$2.19B$2.01B80.9%
12Commerce West BankIrvine, CA$1.20B$1.06B79.1%
13Smbc ManubankLos Angeles, CA$6.60B$5.56B79.0%
14Bessemer Trust CompanyWoodbridge, NJ$2.36B$2.21B78.5%
15State Street Bank And Trust CompanyBoston, MA$412.62B$326.25B75.9%
16American Business BankLos Angeles, CA$4.42B$3.94B75.7%
17Bank Of GuamHagatna, GU$3.24B$2.96B70.6%
18University BankAnn Arbor, MI$1.24B$1.06B70.2%
19Pegasus BankDallas, TX$1.46B$1.27B69.4%
20Woori America BankNew York, NY$4.12B$3.53B68.7%
21The Bank Of New York MellonNew York, NY$425.12B$372.56B68.2%
22Hsbc Bank Usa, National AssociationTysons, VA$173.10B$141.19B68.1%
23Ctbc Bank Corp. (Usa)Los Angeles, CA$5.87B$5.02B66.5%
24Servisfirst BankBirmingham, AL$18.34B$14.57B66.4%
25Cibc Bank UsaChicago, IL$66.50B$51.47B65.9%
26Patriot Bank, National AssociationStamford, CT$1.32B$1.21B65.2%
27Cass Commercial BankDes Peres, MO$1.33B$1.12B64.8%
28West Texas National BankMidland, TX$2.88B$2.56B64.1%
29Texas Community BankLaredo, TX$2.20B$1.92B63.9%
30Bradesco BankCoral Gables, FL$6.10B$5.00B63.9%
31First American Trust, FSBSanta Ana, CA$9.23B$8.70B63.8%
32Umb Bank, National AssociationKansas City, MO$71.90B$60.17B63.6%
33Security State BankPearsall, TX$1.14B$1.03B63.4%
34Commercial Bank Of CaliforniaIrvine, CA$3.98B$3.46B61.9%
35Benchmark BankPlano, TX$1.65B$1.50B61.1%
36Weststar BankEl Paso, TX$3.28B$2.85B61.0%
37Orange Bank & Trust CompanyMiddletown, NY$2.79B$2.45B60.8%
38The National Bank Of IndianapolisIndianapolis, IN$3.04B$2.67B60.3%
39Banco Popular De Puerto RicoSan Juan, PR$63.34B$58.73B59.2%
40Five Star BankRoseville, CA$5.38B$4.81B59.2%
41Signature Bank, National AssociationToledo, OH$1.31B$1.14B59.0%
42Lone Star National BankPharr, TX$3.28B$2.88B58.8%
43Capra BankDubuque, IA$1.34B$1.11B58.4%
44First State Bank Of UvaldeUvalde, TX$1.68B$1.46B58.3%
45Bankunited, National AssociationMiami Lakes, FL$34.86B$29.09B57.9%
46Lake City BankWarsaw, IN$7.24B$6.34B57.6%
47Bryant BankTuscaloosa, AL$2.94B$2.34B57.6%
48Mercantile BankGrand Rapids, MI$6.24B$4.93B57.5%
49Bankers Trust CompanyDes Moines, IA$7.83B$6.72B57.4%
50Washington Trust BankSpokane, WA$10.54B$8.83B57.3%
51Interaudi BankNew York, NY$2.68B$2.34B57.1%
52Amalgamated BankNew York, NY$9.41B$8.49B57.1%
53Oakworth Capital BankBirmingham, AL$2.13B$1.77B56.8%
54National Cooperative Bank, N.A.Hillsboro, OH$4.33B$3.57B56.7%
55Jefferson BankSan Antonio, TX$2.88B$2.60B56.5%
56Calprivate BankLa Jolla, CA$2.71B$2.38B56.5%
57West Coast Community BankSanta Cruz, CA$2.94B$2.52B56.3%
58First Premier BankSioux Falls, SD$3.64B$2.89B56.1%
59City National BankLos Angeles, CA$99.10B$81.51B55.4%
60Troy Bank & Trust CompanyTroy, AL$1.60B$1.39B55.1%
61Bank Of ChinaNew York, NY$48.52B$24.67B54.9%
62Farmers And Merchants Bank Of Long BeachLong Beach, CA$11.77B$8.76B54.4%
63Cache Valley BankLogan, UT$3.49B$3.10B54.4%
64U. S. Century BankDoral, FL$3.02B$2.48B54.3%
65Citizens Business Bank, National AssociationOntario, CA$21.18B$16.41B54.2%
66Provident BankJersey City, NJ$25.65B$19.61B54.1%
67Plainscapital BankUniversity Park, TX$12.68B$10.66B53.9%
681St Source BankSouth Bend, IN$9.26B$7.43B53.8%
69Texas Regional BankHarlingen, TX$2.95B$2.48B53.7%
70Bny Mellon, National AssociationPittsburgh, PA$30.62B$26.02B53.7%
71Safra National Bank Of New YorkNew York, NY$15.69B$13.88B53.7%
72Helm Bank UsaMiami, FL$1.19B$1.07B53.6%
73The Bank Of TampaTampa, FL$3.02B$2.71B53.4%
74Carrollton BankCarrollton, IL$3.88B$3.56B53.2%
75Amboy BankOld Bridge, NJ$3.12B$2.71B53.2%
76Sunwest BankSandy, UT$4.41B$3.40B53.1%
77Bokf, National AssociationTulsa, OK$52.98B$40.02B52.9%
78Bmo Bank National AssociationChicago, IL$254.97B$194.14B52.7%
79Ffb BankFresno, CA$1.62B$1.39B52.7%
80Bom BankNatchitoches, LA$1.61B$1.38B52.4%
81Amalgamated Bank Of ChicagoChicago, IL$1.33B$1.14B52.4%
82U.S. Bank National AssociationCincinnati, OH$705.55B$541.89B52.2%
83Frost BankSan Antonio, TX$53.95B$43.67B52.2%
84The Village BankNewton, MA$2.07B$1.80B52.1%
85Shinhan Bank AmericaNew York, NY$2.23B$1.92B52.0%
86Oriental BankSan Juan, PR$12.04B$9.99B52.0%
87Hancock Whitney BankGulfport, MS$36.33B$29.88B52.0%
88Oceanfirst Bank, National AssociationToms River, NJ$23.17B$17.96B51.8%
89Keybank National AssociationCleveland, OH$188.56B$158.48B51.8%
90Lakeside BankChicago, IL$2.85B$2.46B51.7%
91Banesco UsaMiami, FL$5.98B$5.17B51.6%
92East West BankPasadena, CA$84.32B$70.31B51.5%
93City National Bank Of FloridaMiami, FL$29.11B$22.11B51.5%
94Farmers & Merchants Bank Of Central CaliforniaLodi, CA$5.83B$5.10B51.4%
95Quad City Bank And Trust CompanyBettendorf, IA$2.77B$2.39B51.0%
96Nextier Bank, National AssociationKittanning, PA$2.93B$2.54B50.9%
97Royal Business BankLos Angeles, CA$4.27B$3.48B50.7%
98Horizon Bank, SSBAustin, TX$2.55B$2.21B50.6%
99California Bank Of Commerce, National AssociationSan Diego, CA$4.02B$3.36B50.4%
100Israel Discount Bank Of New YorkNew York, NY$14.39B$12.33B50.3%

Source: FDIC BankFind. See methodology for definitions and minimum-size filters.

Advertisement